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Users of Paytm may now order IRCTC tickets and pay for them later; here’s how

Paytm customers may now reserve rail tickets and pay for them later. Paytm’s parent firm, One97 Communications Ltd, stated that its subsidiary Paytm Payments Services Ltd has launched Paytm Postpaid for IRCTC clients.

For ticket bookings, the digital wallet firm has created the ‘Book Now, Pay Later’ function. The functionality, developed in collaboration with IRCTC, allows customers to book tickets with a single click. Booking tickets via IRCTC might be difficult at times, especially if your Internet connection is poor or weak. Paytm’s new functionality will allow you to reserve tickets with just one click without needing to pay right away.


Paytm Postpaid provides interest-free credit of up to Rs 60,000 for up to 30 days, and consumers receive a single monthly bill to keep track of all credit-related spending. Users can pay the bill in full at the conclusion of the billing cycle or convert it to EMI for more convenient payments.

Paytm claims that its Buy Now, Pay Later function has seen rapid acceptance for a variety of financial requirements such as buying tickets, paying bills, shopping, and more.


Go to IRCTC and log in using your login and password to access this function. Complete your travel information and click the ‘Pay Later’ button in the payments section. Click Paytm Postpaid and sign in with your Paytm credentials. Enter your OTP and it is done.